Dealing with your insurance company after a serious accident can be a daunting task. You may feel like you are up against a machine that doesn’t care about you. However, there are ways to get through this process and come out on top. In this article, we will discuss the best ways to deal with your insurance company after an accident. We will also provide some tips for making the process as smooth as possible. Let’s get started!
Hire A Lawyer
The first step in dealing with your insurance company after an accident is to hire a lawyer. This may seem like an obvious step, but it is one that many people forget. A lawyer will be able to protect your interests and make sure that you are treated fairly by the insurance company. The folks over at Sumner Law Group note that a good lawyer will also be able to negotiate a higher settlement for you. If you have been seriously injured in an accident, this is vital.
If you don’t have a lawyer, you may be wondering how to find one. The best way to find a good lawyer is to ask around. Talk to your friends and family and see if they know anyone who has experience with this type of situation. You can also check out online reviews. Once you have found a few potential lawyers, set up consultations so that you can choose the best one for your case.
Get All The Documentation Together
The next step is to get all of the documentation together that you will need for your claim. This includes things like medical bills, police reports, pictures of the accident, and any other documentation that will support your claim. It is important to keep track of all of this documentation as it will be necessary when filing a claim with your insurance company. The more documentation you have, the better off you will be. Insurance companies are notorious for lowballing claims, so it is important to have as much evidence as possible. Additionally, if you have to go to court, this documentation will be vital.
File Your Claim
Once you have everything in order, it is time to file your claim with the insurance company. This can be done online or over the phone. It is important to remember that you should not give a recorded statement to the insurance company without first speaking with a lawyer. The insurance adjuster may try to get you to say something that could damage your case. Once you have filed your claim, the insurance company will begin its investigation. They may send an adjuster out to inspect the damage and take pictures. They will also likely request a copy of your medical records.
Wait For A Settlement Offer
After the insurance company has had a chance to investigate your claim, they will make a settlement offer. This is usually much lower than what you are actually owed. It is important to remember that you are not required to accept the first offer. In fact, it is best to counter with a higher amount. Remember, they are trying to lowball you. You should always counter with a higher number. If the insurance company refuses to budge, you may have to take them to court. However, if you have a strong case, it is likely that they will eventually settle for an amount that is fair.
Make Sure To Get Everything In Writing
Once you have reached a settlement with the insurance company, make sure to get everything in writing. This includes the amount of the settlement and what it is for. You will also want to get a release of all claims forms. This ensures that you will not be able to sue the insurance company for anything else related to the accident. Once you have all of this documentation, you can finally put the accident behind you and move on with your life.
Accidents are never fun, but they happen. And when they do, you need to know how to deal with your insurance company so that you can get the money you deserve. Dealing with your insurance company after an accident doesn’t have to be a nightmare. If you have been involved in an accident, contact an experienced personal injury lawyer today. They will be able to guide you through the process. If you follow these steps, you can come out on top. Just remember to hire a lawyer, get all the documentation together, file your claim, wait for a settlement offer, and get everything in writing. With a little patience and perseverance, you will be able to get the money you deserve.
